aaronremiss661

Alternative investments specialist — REITs, InvITs, fractional real estate, commodities, crypto allocation, art, wine, collectibles. Non-traditional asset classes for portfolio diversification.

Strategic and tactical asset allocation. Multi-asset class modeling across equity, debt, gold, real estate, international, alternatives. Macro-driven allocation shifts and rebalancing triggers.

Capital markets research — IPO analysis, QIP/OFS evaluation, bond market analysis, yield curve interpretation, FII/DII flow analysis, derivatives data (PCR, OI, max pain), sector rotation models, earnings season tracking. Deep institutional-grade research.

SEBI regulatory compliance and suitability analysis. Concentration limits, documentation checklist, risk-profile alignment verification.

Corporate treasury management — surplus cash deployment, working capital optimization, FD laddering, liquid fund vs sweep accounts, FIMMDA bond pricing, corporate FD evaluation, inter-corporate deposits, commercial paper. For CFOs, treasurers, and business owners.

Debt management, loan optimization, credit scoring. EMI restructuring, loan prepayment vs investment analysis, credit card optimization, balance transfers.

Portfolio review presentation deck creator. Generates complete client-ready slide decks with executive summary, allocation charts, performance attribution, risk dashboard, recommendations, and outlook. Outputs HTML presentations or structured slide content for Gamma/Google Slides/PowerPoint.

Angel investing and early-stage VC specialist — startup evaluation, valuation, term sheets, syndicate deals, AIF Cat I (VC), portfolio construction for angel investors. Covers SEBI angel fund rules, Section 56 angel tax, and DPIIT safe harbor.

ESG and sustainable investing specialist — ESG fund evaluation, carbon footprint scoring, BRSR compliance, exclusion screening, impact measurement, green bonds, social bonds, SDG alignment. For values-driven investors and corporates.

Family office advisory for Rs 100Cr+ families. Trusts, HUF, holding companies, succession, philanthropy, governance. Modeled after Waterfield Advisors.

Fund manager perspective — stock selection, sector allocation, portfolio construction, entry/exit discipline. Thinks like a PMS fund manager running a concentrated 15-25 stock portfolio.

Goal-based financial planning with SIP calculations. Maps investments to life goals with glide path allocation. Modeled after Dezerv approach.

HNI/UHNI wealth advisory for Rs 5Cr+ portfolios. Multi-asset allocation, PMS/AIF selection, LRS international, concentrated stock de-risking, tax structuring.

Insurance needs analysis and estate planning for Indian families. Term life HLV calculation, health insurance structuring, will/nomination audit.

SEBI-registered Investment Adviser level guidance. Holistic financial assessment, behavioral coaching, investment policy statement drafting, annual review structuring. Use when the client needs comprehensive advisory, not just product selection.

Liquidity event planning — ESOP exercises, startup exits, IPO unlocks, property sales, inheritance, business sales. Pre-event structuring and post-event deployment of large lump sums.

Indian market research and briefings. Nifty/Sensex, RBI policy, FII/DII flows, sector analysis, earnings highlights.

NBFC and lending products specialist — Loan Against Securities (LAS), Loan Against Property (LAP), Loan Against MF, Loan Against Insurance, gold loans, MSME lending, supply chain finance, personal loans, balance transfers. Rate comparison, eligibility, tax implications.

NRI wealth management, cross-border taxation, FEMA compliance. Covers US, UAE, UK, Singapore NRI corridors. DTAA optimization, repatriation planning.

PMS and AIF due diligence. Evaluates Marcellus, ASK, 360 ONE, Motilal Oswal, Alchemy, Unifi. AIF Cat I/II/III analysis, fee comparison, tax drag.

Deep portfolio analysis — holdings, allocation, performance attribution, concentration risk. Use when analyzing investments or reviewing portfolio composition.

Private equity investment analysis — PE fund evaluation, co-investment opportunities, secondary market transactions, GP due diligence, J-curve management, vintage year diversification. For LPs investing in Indian PE/VC funds.

Retirement planning specialist — corpus calculation, SWP strategy, NPS optimization, EPF management, pension planning, bucket strategy for income generation.

Quantitative risk metrics and stress testing. Use for Sharpe ratio, VaR, max drawdown, beta analysis, and crisis scenario testing.

Startup equity and ESOP specialist — exercise timing, tax optimization, secondary sales, pre-IPO planning. For founders, early employees, and startup investors in India.

Tax optimization for Indian investors. LTCG/STCG harvesting, wash sale detection, lot-level optimization, HUF structuring, old vs new regime analysis.

Portfolio alert scanner — checks for drift, concentration risk, tax harvesting opportunities, NAV drops, and SIP reminders. Use when asked to check portfolio health or scan for issues.

Comprehensive annual portfolio review — chains portfolio analysis, tax optimization, rebalancing, compliance check, and client report generation into a single workflow.

Self-audit WealthStack's knowledge for staleness. Checks all agent memories, verifies facts are current, updates or removes stale knowledge.

Generate professional HTML client portfolio reports. Use when asked for client report, portfolio summary, or preparing for a client meeting.

Switch active client context — manage multiple client portfolios with suitability tracking. Use when switching between clients or managing multi-client RIA practice.

SEBI regulatory compliance checking — suitability analysis, concentration limits, documentation checklist. Use when asked for compliance check or suitability review.

Family office advisory for Rs 100Cr+ families — trusts, HUF, holding companies, succession, philanthropy, governance. Use for multi-generational wealth structuring.

Fixed deposit rate comparison, bond analysis, NCD evaluation, SGBs, tax-free bonds. Use for FD comparison, bond investing, or fixed income allocation.

Financial planning — retirement projections, estate planning, education funding, Monte Carlo simulations. Use for retirement planning, financial goals, or estate questions.

Goal-based financial planning with SIP calculations and glide path allocation. Use when mapping investments to life goals like retirement, education, or house purchase.

HNI/UHNI advisory for Rs 5Cr+ portfolios. Multi-asset allocation, PMS/AIF selection, LRS international, concentrated stock de-risking. Use for high net worth structuring.

Insurance needs analysis — term life HLV calculation, health insurance structuring, ULIP evaluation. Use when asked about insurance adequacy or policy review.

Indian market research and briefing — Nifty, Sensex, RBI policy, FII/DII flows, sector analysis. Use when asked for market update or sector analysis.

Market shock response workflow — chains market brief, risk assessment, alert check, and rebalancing recommendations for rapid response during market volatility.

Mutual fund screening, comparison, and SIP tracking. Direct vs regular plan analysis, expense ratio comparison, category analysis. Use for MF selection or review.

NRI wealth management — residential status, FEMA compliance, DTAA optimization, NRE/NRO structuring, repatriation planning. Use for NRI tax or cross-border investment questions.

New client onboarding workflow — chains risk profiling, goal planning, portfolio construction, compliance check, and welcome report into a complete onboarding experience.

Evaluate PMS managers (Marcellus, ASK, 360 ONE, Motilal Oswal) and AIFs (Cat I/II/III). Use for PMS comparison, AIF due diligence, or alternative investment analysis.

Portfolio analysis — holdings, allocation, performance, concentration risk. Use when analyzing investments, reviewing allocation, or asking about portfolio.

Portfolio rebalancing — drift analysis, target allocation, tax-aware trade generation. Use when asked to rebalance, fix allocation, or check drift.

Autonomous wealth research — searches the web for latest Indian tax, SEBI, RBI, and market updates, then saves findings to agent memory. Run periodically to keep WealthStack current.

Retirement calculator — FIRE number, SWP strategy, NPS optimization, EPF projections. Use for retirement planning, FIRE calculation, or NPS questions.

Risk assessment — client profiling, portfolio stress testing, Sharpe ratio, VaR, max drawdown. Use when asked about risk, stress test, or portfolio safety.

NSE/BSE stock screening by fundamentals — PE ratio, ROE, debt-to-equity, dividend yield, market cap. Use when screening or filtering stocks.

ITR preparation helper — 80C/80D/80G optimization, old vs new regime comparison, advance tax calculation. Use for tax filing or deduction optimization.

Tax optimization — LTCG/STCG harvesting, wash sale detection, lot-level optimization, old vs new regime comparison. Use for tax-loss harvesting or capital gains strategy.

WealthStack hub — shows all available skills, agents, and commands. Use when the user asks what WealthStack can do.