Portfolio alert scanner — checks for drift, concentration risk, tax harvesting opportunities, NAV drops, and SIP reminders. Use when asked to check portfolio health or scan for issues.

Portfolio Alerts

Scan the user's portfolio for automated health checks and actionable alerts.

Step 1: Run Alert Scanner

bash ${CLAUDE_PLUGIN_ROOT}/scripts/check-alerts.sh

If no enriched portfolio exists, first:

bash ${CLAUDE_PLUGIN_ROOT}/scripts/enrich-portfolio.sh

Step 2: Analyze Results

Parse the JSON output and present alerts by severity:

Critical (High Severity)

Concentration > 20%: Single holding exceeds safe concentration limit
Drift > 10%: Asset class significantly off-target
NAV Drop > 20%: Major decline from recent high

Warning (Medium Severity)

Concentration 10-20%: Approaching concentration limit
Top 5 > 50%: Portfolio too top-heavy
Drift 5-10%: Moderate allocation drift
Stale Data: Portfolio prices more than 30 days old

Opportunities (Low Severity)

Tax-Loss Harvesting: Holdings down >10% — potential to book losses
SIP Reminder: Monthly SIP processing window

Step 3: Present Health Score

Display the portfolio health score (0-100):

90-100: Excellent — no action needed
70-89: Good — minor issues to watch
50-69: Fair — attention needed
Below 50: Poor — immediate action recommended

Step 4: Action Plan

For each alert, provide:

What the issue is (plain language)
Why it matters (risk/opportunity)
Specific action to take (with amounts where applicable)
Relevant skill to use next (e.g., /rebalance for drift, /tax-optimize for harvesting)

Step 5: Next Steps

Based on alerts found, recommend:

Drift alerts → /rebalance
Concentration → /portfolio for detailed analysis
Tax harvesting → /tax-optimize
Stale data → Re-import and enrich portfolio