SEBI regulatory compliance checking — suitability analysis, concentration limits, documentation checklist. Use when asked for compliance check or suitability review.

Compliance Check

Step 1: Scope

Ask the user:

A) Suitability Review — does portfolio match risk profile?
B) Concentration Limits — position/sector limit check
C) Documentation — required disclosures and KYC status
D) Full Compliance Audit — all checks

Step 2: Run Checks

Load portfolio from ~/.wealthstack/portfolios/ and risk profile from ~/.wealthstack/risk-profile.json.

Suitability: risk alignment, time horizon, income needs, liquidity, sophistication. Concentration: single stock <10%, single sector <25%, illiquid <15%, alternatives <20%. Documentation: IPS, risk questionnaire, fee disclosure, KYC/CKYC status.

Step 3: Report

Each check: PASS / WARN / FAIL with specific remediation.

Save to ~/.wealthstack/reports/compliance-{date}.json.

Note: "This is a compliance screening tool. Consult SEBI-registered compliance professionals for formal regulatory compliance."