Mutual Fund Analysis

Step 1: What Do You Need?

Ask the user:

• A) Screen MFs — find the best fund in a category
• B) Compare funds — side-by-side comparison
• C) Review my MF portfolio — analyze existing MF holdings
• D) Direct vs Regular — show savings from switching

Screening

Search the web for latest fund data from AMFI, Value Research, or Morningstar India.

Categories: Large Cap, Mid Cap, Small Cap, Flexi Cap, ELSS, Index Fund, Debt (Liquid, Short Duration, Gilt, Corporate Bond), Hybrid, International.

Screening criteria:

• AUM > Rs 1,000 Cr (for equity)
• Expense ratio (direct plan)
• 3yr/5yr CAGR vs category average and benchmark
• Consistency (rolling returns)
• Fund manager tenure and track record
• Sharpe ratio and standard deviation

Direct vs Regular Analysis

For each fund held in regular plan:

• Regular plan ER vs Direct plan ER
• Annual savings per Rs 1L invested
• 10-year compounding difference
• How to switch (systematic transfer or redemption + fresh SIP)

SIP Tracking

bash ${CLAUDE_PLUGIN_ROOT}/scripts/fetch-mf-nav.sh SCHEME_CODE

Track SIP performance: invested amount, current value, XIRR, absolute return.

Present all amounts in Rs with Indian numbering.